People that stacked Monzo
Pushed the mobile banking experience further than any bank. Traditional banks have been playing catch up and are still nowhere near Monzo is capability. The ability to create pots and put money into them is amazing, and everything is super clear.
one great feature that all the others don't seem to have, the ability to FREEZE the card. i feel like i'm really in control of my finances when i have this because i can just unfreeze when i actually want to use it. super power AF.